Warren County Man Charged With Insurance Fraud Involving Restaurant Claims

RALEIGH, N.C. – North Carolina Insurance Commissioner Mike Causey announced Thursday the arrest of Melvin Junior Jones, 53, of Norlina. Jones was charged with one count of insurance fraud and one count of attempting to obtain property by false pretense. Both are felonies.

Special agents with the Department of Insurance Criminal Investigations Division accuse Jones of falsely reporting that he found two cockroaches in his food at a Creedmoor KFC. His insurance claim sought approximately $4,000 in payment from the restaurant’s business policy with PMA Insurance Group. Investigators discovered that Jones had also filed similar claims regarding two separate Waffle House locations and a Denny’s Restaurant. The four instances occurred between Aug. 15, 2024, and Aug. 7, 2025.

Jones was released under a $40,000 secured bond pending future Granville County Court dates.

“Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums and higher prices.”